Get Cheap Car Insurance in Baytown TX

  1. Residents of Baytown Can Save Up To $790 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Baytown

 

What's the Cost of Car Insurance in Baytown?

We have been able to help several drivers in Baytown TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Baytown Texas, the annual rates had a difference of up to $1790. Specifically, this means that the cheapest price was $1410 and the most expensive was $3200.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Baytown is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1410 $1970 $3200

Insurance Prices: Baytown vs. National/State Averages

If you suspected that car insurance in Baytown is more expensive than average, then you were onto something. The premiums in Baytown exceed the state average by approximately $425. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Baytown TX car insurance below can optimize how you save your money.

City Average State Average National Average
$1970 $1545 $1479

Baytown TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Baytown to give you a sense of where you can find the lowest costs.

The difference was -$700 between the cheapest neighborhood in Baytown TX with a rate of $1270 on average and a -$80 difference between the priciest area in Baytown TX with an average price of $1890.

# Neighborhood Average Rate
  Baytown $1970
1 Cloverleaf -$80
2 La Porte -$320
3 Humble -$493
4 Bellaire -$549
5 Deer Park -$569
6 Tomball -$605
7 Katy -$700

Let's go over some ways to save on car insurance in Baytown

Baytown Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Baytown. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $109 more per year compared to being married, and being a man can typically cost up to $650 more per year in Baytown TX as opposed to being a woman.

Baytown Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Baytown TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4097 a year for insurance on average. This is far higher than the state average of $1545, and $2127 higher than Baytown' average. When gender is taken into account the difference between male and female teens in Baytown TX is $729.

The effect of DUIs on insurance premiums in Baytown TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Baytown then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1970 all the way up to $3664. That means that on average the cost for conviction in Baytown TX can be an increase of $1694.

DUI City Average
$3664 $1970

Find cheap car insurance in Baytown quickly and easily

 

Find Local Baytown Agents

Farmers Insurance - Chad Merling

5523 W Rd Baytown TX 77521 United States

A1 Auto Insurance

1102 Decker Dr Baytown TX 77520 United States

A-Z Auto Insurance

3602 Garth Rd Baytown TX 77521 United States

Baytown in Brief

  • $1970

    the average Baytown resident's annual cost of coverage

  • $790

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Baytown TX

Area We Serve

77520,77521,77522,77523

Baytown Map

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