Get Cheap Car Insurance in Bellaire TX

  1. Residents of Bellaire Can Save Up To $570 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Bellaire

 

What's the Cost of Car Insurance in Bellaire?

We have been able to help several drivers in Bellaire TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Bellaire Texas, the annual rates had a difference of up to $596. Specifically, this means that the cheapest price was $1158 and the most expensive was $1754.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Bellaire is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1158 $1421 $1754

Insurance Prices: Bellaire vs. National/State Averages

Bellaire has low-cost car insurance premiums that are below the state's average. It costs $124 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Bellaire. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1421 $1545 $1479

Bellaire TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Bellaire to give you a sense of where you can find the lowest costs.

The difference was -$151 between the cheapest neighborhood in Bellaire TX with a rate of $1270 on average and a +$549 difference between the priciest area in Bellaire TX with an average price of $1970.

# Neighborhood Average Rate
  Bellaire $1421
1 Baytown +$549
2 Cloverleaf +$469
3 La Porte +$229
4 Humble +$56
5 Deer Park -$20
6 Tomball -$56
7 Katy -$151

Let's go over some ways to save on car insurance in Bellaire

Bellaire Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Bellaire. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $79 more per year compared to being married, and being a man can typically cost up to $469 more per year in Bellaire TX as opposed to being a woman.

Bellaire Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Bellaire TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2955 a year for insurance on average. This is far higher than the state average of $1545, and $1534 higher than Bellaire' average. When gender is taken into account the difference between male and female teens in Bellaire TX is $525.

The effect of DUIs on insurance premiums in Bellaire TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Bellaire then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1421 all the way up to $2643. That means that on average the cost for conviction in Bellaire TX can be an increase of $1222.

DUI City Average
$2643 $1421

Find cheap car insurance in Bellaire quickly and easily

 

Find Local Bellaire Agents

Perricone Insurance Agency

6750 West Loop S Ste 1080, Bellaire, TX 77401

Texas Prime Insurance Agency

6750 West Loop S Ste 430, Bellaire, TX 77401

Young's Insurance Agency

6750 West Loop S Ste 767, Bellaire, TX 77401

Bellaire in Brief

  • $1421

    the average Bellaire resident's annual cost of coverage

  • $570

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Bellaire TX

Area We Serve

77401,77402

Bellaire Map

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