Get Cheap Car Insurance in Humble TX

  1. Residents of Humble Can Save Up To $590 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Humble

 

What's the Cost of Car Insurance in Humble?

We have been able to help several drivers in Humble TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Humble Texas, the annual rates had a difference of up to $548. Specifically, this means that the cheapest price was $1206 and the most expensive was $1754.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Humble is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1206 $1477 $1754

Insurance Prices: Humble vs. National/State Averages

Humble has low-cost car insurance premiums that are below the state's average. It costs $68 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Humble. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1477 $1545 $1479

Humble TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Humble to give you a sense of where you can find the lowest costs.

The difference was -$207 between the cheapest neighborhood in Humble TX with a rate of $1270 on average and a +$493 difference between the priciest area in Humble TX with an average price of $1970.

# Neighborhood Average Rate
  Humble $1477
1 Baytown +$493
2 Humble +$413
3 La Porte +$173
4 Bellaire -$56
5 Deer Park -$76
6 Tomball -$112
7 Katy -$207

Let's go over some ways to save on car insurance in Humble

Humble Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Humble. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $82 more per year compared to being married, and being a man can typically cost up to $488 more per year in Humble TX as opposed to being a woman.

Humble Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Humble TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3072 a year for insurance on average. This is far higher than the state average of $1545, and $1595 higher than Humble' average. When gender is taken into account the difference between male and female teens in Humble TX is $546.

The effect of DUIs on insurance premiums in Humble TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Humble then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1477 all the way up to $2747. That means that on average the cost for conviction in Humble TX can be an increase of $1270.

DUI City Average
$2747 $1477

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Find Local Humble Agents

Direct Auto Insurance

9659 N Sam Houston Parkway E Suite 200 Humble TX 77396 United States

State Farm Insurance: Chris Roberson

1420 FM 1960 E Bypass Ste 121 Humble TX 77338 United States

Farmers Insurance

8998 Will Clayton Pkwy Humble TX 77338 United States

Humble in Brief

  • $1477

    the average Humble resident's annual cost of coverage

  • $590

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Humble TX

Area We Serve

77338,77347,77396

Humble Map

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