Get Cheap Car Insurance in La Porte TX

  1. Residents of La Porte Can Save Up To $660 by Comparing Multiple Insurance Quotes

See How Much You Can Save in La Porte

 

What's the Cost of Car Insurance in La Porte?

We have been able to help several drivers in La Porte TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in La Porte Texas, the annual rates had a difference of up to $1500. Specifically, this means that the cheapest price was $1180 and the most expensive was $2680.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of La Porte is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1180 $1650 $2680

Insurance Prices: La Porte vs. National/State Averages

La Porte' premiums are comparable to the state of Texas's annual average. The difference is only around $105. But if you want to save money and get something even cheaper, have a look below at some of the best ways to get a great rate on car insurance in La Porte.
City Average State Average National Average
$1650 $1545 $1479

La Porte TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of La Porte to give you a sense of where you can find the lowest costs.

The difference was -$380 between the cheapest neighborhood in La Porte TX with a rate of $1270 on average and a +$320 difference between the priciest area in La Porte TX with an average price of $1970.

# Neighborhood Average Rate
  La Porte $1650
1 Baytown +$320
2 Cloverleaf +$240
3 Humble -$173
4 Bellaire -$229
5 Deer Park -$249
6 Tomball -$285
7 Katy -$380

Let's go over some ways to save on car insurance in La Porte

La Porte Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in La Porte. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $91 more per year compared to being married, and being a man can typically cost up to $544 more per year in La Porte TX as opposed to being a woman.

La Porte Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and La Porte TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3432 a year for insurance on average. This is far higher than the state average of $1545, and $1782 higher than La Porte' average. When gender is taken into account the difference between male and female teens in La Porte TX is $611.

The effect of DUIs on insurance premiums in La Porte TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in La Porte then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1650 all the way up to $3069. That means that on average the cost for conviction in La Porte TX can be an increase of $1419.

DUI City Average
$3069 $1650

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Find Local La Porte Agents

Tom Handy - State Farm Insurance Agent

10404 Spencer Hwy c La Porte TX 77571 United States

Mark McWhirt Agency

609 W Main St, La Porte, TX 77571

Beacon Insurance Services

2901 Sens Rd, La Porte, TX 77571

La Porte in Brief

  • $1650

    the average La Porte resident's annual cost of coverage

  • $660

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in La Porte TX

Area We Serve

77571,77572

La Porte Map

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